Final withdrawals from the Funds shall become payable to the Government Official when he quits service The GPF amount at credit of a subscriber becomes finally payable on the following occasions

• Superannuation
• Voluntary Retirement/Compulsory Retirement/Dismissal
• Death while in service
• Resignation

When a subscriber who has been dismissed or removed from the service and is subsequently reinstated in the service shall, if required to do so by the Government, repay any amount paid to him from the fund in pursuance of this rule with interest thereon at the rate provided in Rule 15of KGPF Rules, 2016.The amount repaid shall be credited to his account in the fund.

The authority competent to sanction final withdrawal shall obtain the final withdrawal application, complete in all respects from the retiring subscriber six months before the date of his retirement and shall forward it to the Accountant General (A & E), Karnataka, two months prior to the date of retirement, duly recording the necessary certificates regarding the last deductions made, details of temporary advances/partial final withdrawals sanctioned during the last twelve months.

As per the provisions under Rule19 of KGPF Rules,2016

• The applications for Final Withdrawal should be forwarded through the DDO/HOD, duly completing all required information, to the Accountant General (A&E) Karnataka. The Accountant General will then arrange for the finalization of the General Provident Fund balance, calculate the interest (as per rule 15(4) of KGPF rule 2016) up to the date of retirement, and issue the payment authorization, payable on the date of retirement.
• The Treasury Officer on receipt of bill from the DDO along with the authorization issued by the Accountant General (A&E) Office Karnataka, initiates the payment to the retired subscribers account on receipt of treasury copy of the authorization from the AG office, without insisting on the personal appearance of the subscriber.